In my opinion, sound investing is a must for everyone, but it should not be at the expense of your cash flow. What is cash flow then? Simply put, cash flow is the moving in and moving out of money. For most of us, the moving in of money comes from salary and the moving out of money comes in the form of bills and household expenses. But is earning a stable salary and paying bills on time considered “proper Cash Flow Management”? The answer is NO!